RBI Sets 75% Risk Weight for Standard Real Estate Loans by Housing Finance Companies
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- By Chetan Kulasri
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- Last Updated on 14 August, 2024

Circular No. RBI/2024-25/62 DOR.CRE.REC.33/08.12.001/2024-25; Dated: 12.08.2024
RBI has updated the risk weight guidelines for Housing Finance Companies (HFC). Accordingly, risk-weighted assets computed for undisbursed amount of housing loans/other loans must be capped at the risk weighted asset computed on a notional basis for equivalent amount of disbursed loan.
Further, the risk weight of fund- based and non-fund based exposures to ‘Commercial Real Estate-Residential Building’, which are classified as standard, must be 75%.
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