RBI Mandates Internet and Mobile Banking Returns Submission in CIMS

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  • Last Updated on 9 September, 2025

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RBI Internet and Mobile Banking Returns CIMS

Notification No. RBI/2025-26/77 CO.DPSS.ODD.No.S604/06-08-024/2025-2026, Dated 05.09.2025

1. Introduction

The Reserve Bank of India (RBI) has issued a notification mandating new reporting requirements for regulated entities. The directive introduces changes to how internet and mobile banking data is reported, aiming to streamline processes and improve accuracy in supervisory reporting.

2. Mandatory Reporting Through CIMS

According to the notification, banks must now submit the Internet Banking Return (R065) and the Mobile Banking Return (R102) through the Centralised Information Management System (CIMS). This system-based approach replaces earlier manual or fragmented submissions, ensuring all returns are filed under a unified digital framework.

3. Applicability Timeline

The requirement becomes effective from the August 2025 reporting period onwards. All entities governed by RBI will have to comply with this directive without exception. This timeline allows banks and financial institutions a short window to update their internal systems and align reporting practices with the new digital platform.

4. Monthly Submission Deadline

RBI has also clarified the deadline for submission of these returns. Both the internet and mobile banking returns must be submitted monthly, by the 7th of the succeeding month. This ensures timely reporting and availability of near real-time data, which will aid in effective monitoring and policy decision-making by the central bank.

5. Conclusion

The move to route internet and mobile banking returns through CIMS marks a significant step in strengthening regulatory oversight and enhancing transparency. By digitising return submissions, RBI aims to reduce manual errors, standardise reporting formats, and improve efficiency in data management. Entities must ensure their Admin Users in CIMS are equipped to handle these submissions to remain fully compliant.

Click Here To Read The Full Notification

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Author: Taxmann

Taxmann Publications has a dedicated in-house Research & Editorial Team. This team consists of a team of Chartered Accountants, Company Secretaries, and Lawyers. This team works under the guidance and supervision of editor-in-chief Mr Rakesh Bhargava.

The Research and Editorial Team is responsible for developing reliable and accurate content for the readers. The team follows the six-sigma approach to achieve the benchmark of zero error in its publications and research platforms. The team ensures that the following publication guidelines are thoroughly followed while developing the content:

  • The statutory material is obtained only from the authorized and reliable sources
  • All the latest developments in the judicial and legislative fields are covered
  • Prepare the analytical write-ups on current, controversial, and important issues to help the readers to understand the concept and its implications
  • Every content published by Taxmann is complete, accurate and lucid
  • All evidence-based statements are supported with proper reference to Section, Circular No., Notification No. or citations
  • The golden rules of grammar, style and consistency are thoroughly followed
  • Font and size that's easy to read and remain consistent across all imprint and digital publications are applied