RBI Launches Auto-Bidding for T-Bills on Retail Direct Portal
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- Last Updated on 7 August, 2025

PR No. 2025-2026/843; Dated: 06.08.2025
RBI Introduces Auto-Bidding Feature for T-Bills
In a move to simplify retail participation in government securities, the Reserve Bank of India (RBI) has introduced an auto-bidding feature on its Retail Direct portal. This feature is designed to streamline the investment process for Treasury Bills (T-Bills), allowing retail investors to place bids in primary auctions automatically without manual intervention each time.
Automated Investment and Re-Investment
The newly introduced functionality supports both initial investment and re-investment in T-Bills. Investors can now schedule their bids and create a systematic investment plan, much like SIPs in mutual funds. This initiative empowers users to maintain consistency in their fixed-income investments and reduces the risk of missed opportunities due to manual delays or oversight.
Part of RBI’s Development and Regulatory Policies
This development falls under the broader umbrella of RBI’s Development and Regulatory Policies, aimed at enhancing financial inclusion and deepening the government securities market. By promoting automation and convenience, the central bank is encouraging long-term participation by retail investors in a traditionally institutional-dominated space.
Retail Direct Portal: A Step Toward Inclusion
Launched in November 2021, the Retail Direct portal was created to allow retail investors direct access to the government securities market. With the addition of features like auto-bidding, the portal continues to evolve as a user-friendly platform, promoting transparency, accessibility, and financial discipline among retail participants.
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