Govt. Mandates e-Filing in DRT Cases Under RDB and SARFAESI Acts

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  • Last Updated on 26 June, 2025

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e-Filing Under RDB and SARFAESI Acts

Notification No. G.S.R. 403(E); Dated: 23.06.2025

The Ministry of Finance has officially notified the Debts Recovery Tribunals and Debts Recovery Appellate Tribunals Electronic Filing (Amendment) Rules, 2025, marking a significant shift towards digitisation in the adjudication process under financial recovery laws.

1. Mandatory e-Filing of Pleadings Under Recovery Laws

Under the amended rules, it is now mandatory for applicants to file all pleadings related to specific provisions under the following legislations through electronic mode:

  • Recovery of Debts and Bankruptcy Act, 1993 (RDB Act)
  • Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act)

These pleadings must be submitted via the e-DRT system, which is the designated digital platform for filing and managing proceedings before the Debts Recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunals (DRATs).

2. Availability of SOP on e-DRT Portal

To facilitate the transition and ensure procedural clarity, a Standard Operating Procedure (SOP) has been made available on the official e-DRT portal. The SOP provides:

  • Step-by-step guidance on how to file documents electronically
  • Format requirements and technical specifications
  • Compliance instructions for legal practitioners and applicants

3. Objective and Implications

This amendment aims to:

  • Enhance efficiency and transparency in the functioning of DRTs and DRATs
  • Streamline litigation processes through technology-driven infrastructure
  • Promote ease of access and reduce physical dependency in debt recovery proceedings

4. Compliance for Stakeholders

All stakeholders, including financial institutions, legal representatives, and individual applicants, are now required to:

  • Familiarise themselves with the e-DRT system
  • Follow the updated filing procedure as outlined in the SOP
  • Ensure timely and accurate submission of pleadings in electronic form

5. Conclusion

The 2025 amendment marks a progressive move by the Ministry towards a paperless adjudication system in the realm of financial recovery laws. Adhering to the updated filing norms will be crucial for ensuring the admissibility and effectiveness of proceedings before the DRTs and DRATs.

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Author: Taxmann

Taxmann Publications has a dedicated in-house Research & Editorial Team. This team consists of a team of Chartered Accountants, Company Secretaries, and Lawyers. This team works under the guidance and supervision of editor-in-chief Mr Rakesh Bhargava.

The Research and Editorial Team is responsible for developing reliable and accurate content for the readers. The team follows the six-sigma approach to achieve the benchmark of zero error in its publications and research platforms. The team ensures that the following publication guidelines are thoroughly followed while developing the content:

  • The statutory material is obtained only from the authorized and reliable sources
  • All the latest developments in the judicial and legislative fields are covered
  • Prepare the analytical write-ups on current, controversial, and important issues to help the readers to understand the concept and its implications
  • Every content published by Taxmann is complete, accurate and lucid
  • All evidence-based statements are supported with proper reference to Section, Circular No., Notification No. or citations
  • The golden rules of grammar, style and consistency are thoroughly followed
  • Font and size that's easy to read and remain consistent across all imprint and digital publications are applied