Claims under Motor Vehicle Act 1988
- Blog|Indian Acts|
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- 2 Min Read
- By Taxmann
- Last Updated on 28 June, 2021
- One where damage is done to Third Party, in terms of injury or damage to his or her property.
- Second where damage is done to self, which includes damage to insurer’s own vehicle.
Documents required while filing the claim application–
• FIR copy which is reported to nearest police station. • Copy of Medico Legal Certificate/Post Mortem Report/Death Report. • The documents of identity of claimants as required. • Original Bills of expenses as incurred on treatment along with treatment record. • Documents of education qualification of the deceased. • Disability Certificate as applicable. • Proof of income of the deceased or injured. • Documents related to age of victim. • Cover note of third party insurance policy. • Declaration of facts detailing the relationship of claimants with the deceased. There is provision on No-Fault liability under Chapter X of the Motor Vehicle Act, which states that there is a liability of compensation imposed on the owner of motor vehicle, even there is no fault about accident investigated by the court. This sort of liability mainly arises in cases where accidents lead to death or permanent incapacity of the accident victim. The Hit and Run cases, are defined by Section 161(1)(b) of Motor Vehicle Act, where the motor vehicle or motor vehicle owner cannot be ascertained even after reasonable efforts.
Restrictions for Claims under Motor Vehicle Act, 1988:
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