RBI Raises Limits for Small Value Offline UPI Lite Transactions to Rs. 1,000 Per Payment

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  • Last Updated on 6 December, 2024

Offline UPI Lite Transactions

Circular No. RBI/2024-25/93 CO.DPSS.POLC.No.S908/02-14-003/2024-25, Dated: 04.12.2024

RBI has revised the framework for small-value digital payments in offline mode under UPI Lite. Earlier, the framework prescribed an upper limit of Rs. 500 for offline digital payment transactions and a total limit of Rs. 2,000 for a payment instrument at any point in time. Now, the offline framework has been updated, and the enhanced limits for UPI Lite will be Rs. 1,000 per transaction, with Rs. 5,000 being the total limit at any point in time. This circular shall come into effect immediately.

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