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RBI rationalizes risk weightage on housing loans to push demand

October 17, 2020
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The Reserve Bank of India (RBI) has decided to rationalize the risk weights, irrespective of the amount. The retail housing loans will attract a risk weight of 35% where LTV is less than or equal to 80% and a risk weight of 50% where LTV is more than 80% but less than or equal to 90%.

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