A C Chug
Dr. A. C. Chug, Former Dy. G M of State Bank of Bikaner & Jaipur, has 40 years of experience of working in various positions in the bank.  He also had the opportunity of working in the Development Banking Department of State Bank of India at Corporate Centre and in State Bank of Patiala as Zonal Head.  His assignments as Chairman of MGB Gramin Bank sharpened his skills in rural banking operations.  Besides, he has acquired a Ph. D. degree for research thesis on the subject of "Integrated Rural Development Programme" which provided him grass root level understanding of various aspects of rural lending.  He has been a member of various working groups set up by Reserve Bank of India/NABARD for studying the impact of agricultural lending and also simplifying its procedures.  His additional qualification as a Bachelor of Law, facilitated him to understand deeply the various aspects relating to loan documentation and recovery of loans.  His articles on legal aspects of banking have been published in Bank-in-house and national ldevel banking magazines.
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