This book, specially written for the “Certificate
Examination on Rural Banking Operations” pertains to the functioning of
commercial banks, Co-operative banks and the RRBs in India. The rural economy
of India has been playing an important role towards the overall growth of the
country. The Rural Banks/ Branches are expected to play a vital role in
providing banking services to meet the increased expectations of their
customers. The book focuses on the need for rural lending and the role to be
discharged by the RRBs, Co-operative Banks and the Rural Branches of the
Commercial Banks. The book also covers the legal aspects of commercial banking
in agricultural sector lending and branch management and the latest initiatives
taken by the Government of India/ RBI/NABARD for rural lending operations.
The book has covered almost all aspects which a rural
banker should know for fulfilling the needs of the rural clients in line with
the changed banking environment.